Regional Housing Markets

For those considering Housing Counseling, these products require careful evaluation of both immediate benefits and long-term consequences.The primary draw of...

Now that the market is operating under a more "permanent" post-inflationary framework, the reliance on structured modification programs has become a necessity for many...

In an underwater scenario, paying down the principal is often a poor use of capital because that money is effectively disappearing into a "black...

buyer reaches the closing table, they should have a line-item budget that accounts for every dollar flowing in and out of their household.Foreclosure...

We can assist homeowner's on how to request a loss mitigation review from their lender to figure out if...

The financing source for the program remains the American Rescue Strategy Act of 2021, Capital Projects Fund and all federal guidelines required of the...

(a) The CFPB shall think about, as appropriate and consistent with appropriate law, proposing modifications to Regulation C to raise the asset threshold for...

County2026 qualifying income limitMost inland, Central Valley, and rural counties (Fresno, Kern, Butte, and comparable)$192,000 Los Angeles$214,000 Sacramento$245,000 Alameda, Contra Costa$322,000 Marin, Napa, San...

ProgramWhat it coversAmountInterestKey requirementDown payment or closing costs3.5% (FHA), 3% (traditional, VA, USDA)Easy interest, deferredFirst-time purchaser; any CalHFA first mortgageClosing expenses only2% or 3%...

The function of the Group Home Program is to help individuals, certified limited partnerships, and nonprofit companies to construct or get or acquire and...